Valuation coverage

Coverage for your Austin move β€” three tiers, no fine print.

Every Heavenly move includes complimentary Silver valuation coverage at the state required minimum. Gold is a flat $179, Platinum is $299, and both carry a $0 deductible. Add either up to forty-eight hours before move day.

State regulated. Written into your bill of lading. No fine print.

Booked with us already? Upgrade in about two minutes - no card on file, no auto-charge.

Jump to upgrade β†’

Three tiers. Pick the one that fits.

Silver is free and automatic on every move. Gold and Platinum are optional upgrades - add them before move day if you want more coverage on your belongings.

Silver

State minimum valuation. Included on every move at no charge.

Rate$0.60 / lb
CostIncluded
Deductible$0

Released-value coverage at the state required minimum. If something we transport is lost or damaged, we settle at sixty cents per pound of the item, regardless of its actual value. Free and automatic.

Most chosen

Gold

Mid-tier coverage for households with mixed-value belongings.

Rate$2 / lb
Flat add-onAsk before move day
Deductible$0

Upgraded released-value coverage at two dollars per pound. Reasonable middle ground for most Austin households β€” typical bedroom furniture, electronics, and kitchenware are well covered without paying for full-replacement on every box.

Platinum

Highest tier β€” for art, antiques, and high-value households.

Rate$4 / lb
Flat add-onAsk before move day
Deductible$0

Highest released-value coverage we offer. Sensible for households moving original art, antiques, designer furniture, or anything where sixty cents or two dollars per pound would not make you whole.

What each tier actually pays.

The state minimum sounds technical until you do the math. Here's what a total loss looks like at each tier, by item weight.

Coffee Table

~50 lb

Silver

$30

Gold

$100

Platinum

$200

Three-seat sofa

~150 lb

Silver

$90

Gold

$300

Platinum

$600

Queen bedroom set

~600 lb

Silver

$360

Gold

$1,200

Platinum

$2,400

The ROI in plain English. Gold is a flat $179 and pays for itself the first time a mid-weight item (sofa, dresser, bed frame) gets damaged. Platinum is $299 and starts making sense once a single piece would cost more than ~$1,000 to replace β€” original art, designer furniture, antiques. All three tiers carry a $0 deductible, which is unusual for third-party valuation coverage.

Illustrative weights; actual payouts depend on the item's true weight and the tier on your bill of lading. Per-pound rates are federally fixed and do not vary by mover.

Which tier fits you?

Three short rules of thumb. No quiz, no calculator β€” just pick the one that sounds like your move.

Silver

Pick Silver if you're moving standard furniture and replaceable electronics β€” and you'd rather self-insure the small risk than pay an add-on.

Gold

Pick Gold if you have a mix of nicer furniture, a quality TV or two, and you'd want a meaningful payout if a heavy piece took damage in transit.

Platinum

Pick Platinum if you're moving original art, antiques, designer pieces, or high-end electronics β€” anything where two dollars a pound wouldn't make you whole.

How it works

Silver is automatic. Every move we book includes released-value coverage at sixty cents per pound. You don't sign anything extra, you don't pay anything extra β€” it's required by state regulation and we comply by default.

Gold is a flat $179. Platinum is a flat $299. Both carry a $0 deductible β€” meaning if something we transport gets damaged, you don't pay anything out of pocket before we settle. That's unusual; most third-party moving policies carry $250 to $500 deductibles. Tell your move coordinator before move day, or use the form below if you're already booked. The tier you choose is noted on your order and written into the bill of lading you sign at pickup.

The math, plainly. A 50-lb coffee table pays out $30 on Silver, $100 on Gold, $200 on Platinum. A 600-lb queen bedroom set pays out $360, $1,200, or $2,400. Most Austin households with standard furniture pick Gold β€” it's our most-selected tier β€” because $179 covers the kind of dings that actually happen on a move. Households moving original art, antiques, or high-end electronics usually go Platinum.

No bundles, no upsell pressure. We don't make commission on coverage tiers and our crews aren't trained to push the most expensive option β€” pick what fits your move. Valuation is not insurance; it's a state regulated mover liability program governed by our published tariff and the bill of lading you sign at pickup.

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We already have your move on file. Just tell us which tier - we'll handle the rest.

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No card on file, no auto-charge. Your coordinator confirms in writing before anything changes on your booking.

Quick questions

Is valuation insurance?+

No. Valuation is not insurance β€” it's a state regulated mover liability program governed by our published tariff and the bill of lading you sign at pickup.

What is valuation coverage?+

Valuation is the dollar amount per pound your mover agrees to pay if an item we transport is lost or damaged. State and federal regulations require every move to include released-value coverage at a certain rate. In Texas, that's what we call our Silver Plan, and it's automatic. Gold and Platinum are optional upgrades to two dollars or four dollars per pound.

Is valuation the same as a third-party policy?+

No. Valuation is a state regulated liability program between you and your mover, governed by the bill of lading you sign at pickup and our published tariff. It is not a separate third-party policy. If you want true full-replacement coverage with a deductible model, you would buy that from a third-party provider β€” independent of Heavenly. Many homeowners insurance providers will offer this if asked.

When do I choose my coverage tier?+

Anytime before move day. The simplest path is during the quote conversation β€” your move coordinator will note Silver, Gold, or Platinum on the order and have it on the bill of lading you sign at pickup. You can also upgrade or downgrade up to forty-eight hours before move day with a call, text, or the upgrade form on this page.

What's actually covered?+

Items we transport in the truck. Damage caused by the crew during loading, transit, or unloading is covered up to the per-pound rate of the tier you selected. Items we did not pack ourselves, perishables, hazardous materials, and items left out of the inventory are excluded β€” standard moving-industry rules apply.

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